Emily The Friendly Realtor

An increase in foreclosure rates will inevitably bring with it an increase in short sales. But what is a short sale?

A short sale happens when you sell your house for less than your remaining mortgage balance, the proceeds of which go to the lender and in return the lender forgives the remaining balance. Selling your home as a short sale is one way to avoid foreclosure.

As a general rule, lenders lose money when they foreclose on a property. Consequently, they would rather not have to foreclose if it can be avoided. A short sale represents an opportunity to cut their losses because a short sale usually allows them to recoup more of the cost of the loan than a foreclosure process would.

However, don’t think that a short sale is an easy thing to accomplish. In order to get permission for a short sale, you must provide documentation showing a genuine financial hardship. And don’t think that the decision for accepting a short sale is solely in the hands of the lender. Sure the lender must first agree, but this is not the final word. If there is mortgage insurance involved, this company also gets input on the decision. If there is an investor backing the mortgage, they also get input as to whether to accept a short sale.

The transaction process for a short sale can be rather cumbersome as well, whether you’re on the buying or selling side. Many short sales fail due to additional demands by the lender, such as requiring the broker to reduce his or her commission and/or that the seller signs a document requiring him or her to pay back the shortfall.

If you’re on the selling side of a short sale, consider having your agent or other experienced professional negotiate with your lender for a better deal. And remember, if the lender does accept a short sale and forgives part of your debt, that is considered taxable income and you must declare it as such to the IRS.

For more questions and information, feel free to contact me. I’m always available for YOU!

Emily R. Galbraith
816-726-6706
egalbraith@platinumrealtykc.com
www.emilygalbraithrealestate.com

With the housing bubble burst and the subprime mortgage crisis a few years ago, millions of homeowners found themselves unable to make their mortgage payments.

Many found themselves owing more on the house than the home was worth. Many just walked away from their homes. As a result of these complicated issues, millions of homes were foreclosed.

While this isn’t the only reason for which homes are foreclosed, it has been a widespread one. With all the foreclosed properties, there has also been extensive interest in buying these properties at a bargain price.

It is true that foreclosed properties can be priced at a significant discount, but they are also a much riskier investment. Before making an offer on a foreclosed property, do your due diligence.

Things to consider before buying a foreclosure:

• Do a title search – make sure that when you purchase a foreclosure that you are the only person who has any ownership claim. I can help you with this.
• Check for liens – find out if there are any liens against the property because you will be responsible for paying them.
• Know how good of a “bargain” you’re getting – foreclosures are sold “as is” and in many cases you will not be able to do a proper inspection. You may end up paying thousands of dollars repairing the property before it is fit to be lived in.

It is also important to consider that there are different types of foreclosure properties and each type comes with its own advantages and disadvantages. The different types of foreclosure purchases are:

1. Pre-foreclosure
2. Auction
3. Real Estate Owned (REO), also called “bank owned”

Pre-Foreclosure

A pre-foreclosure is when you buy the home directly from the homeowner, before the bank officially forecloses. This type of purchase does not require as much capital as other foreclosures. Also, since you are purchasing straight from the homeowner, you will be able to gather all of the necessary information, such as inspection reports, title information, etc. that may not be available with other foreclosure properties. Once you take over the mortgage, you will be responsible for all future payments as well as any overdue back payments. The risk here, is that the bank may forclose on the home while you are in the process of purchasing.

Auction

A foreclosure property will usually end up at an auction. Real estate auction practices vary by state but common practice is for the auction to be held on courthouse steps, in front of the foreclosed home, or at the county clerk’s office.

Real estate auctions offer the best chance for a great deal but also hold the greatest risk. Auction properties are sold as is, with no opportunity for potential buyers to perform inspections. When buying a home at auction, the buyer must pay cash, usually a cahiers’ check. It is also possible that there may still be tenants living in the home. In such a case, you would be responsible for the often costly eviction process.

REO

Once a foreclosure has gone to auction and failed to sell, it becomes a Real Estate Owned, or bank owned, property. Most homes do not sell at auction, most fail to even get any bids.

An REO property is the least likely of the foreclosure properties to represent a bargain, but it is also the least risky. The property can be fully inspected, any title issues can be found and dealt with, and the sale can be subject to a mortgage. REO properties also tend to be in better condition than other foreclosure properties.

Another thing to keep in mind when purchasing a foreclosure is that some states have a redemption period that allows the original owner to buy back the property by paying the remaining balance owed. You may be able to have this redemption period waived, so check the state laws on this topic before purchasing.

Still interested in buying a foreclosure property? If so, always do your research before purchasing!

Many of my clients have purchased foreclosures at a really great price and put some work into it and have really been rewarded. I am happy to help answer any and all questions. It is a big process, but that is why I am here to help.

MUCH LOVE!
Emily Galbraith
Emily’s Real Estate Website

Brass Lighting Looks Dated

I know Buyers. I have been working in Real Estate Industry since 2003 and working with Buyers is my specialty. After many years, it has also helped me consult Sellers on practical updates to their home that could end up being the “Deal Maker”.

One of the first things I do for my Buyers when showing a home, is I quickly begin to pop on all of the lights so that all of the benefits and the space of the home may be seen clearly. One of the easiest things home owners may do to supply that WOW factor, is to rid the home of what I like to call “Offensive Fixtures.” I have had Buyer’s actually say “Wow. Don’t really like the brass and glass boob stuck on the ceiling.” YIKES! Embarrassing, right?

A nice tub looks cheapened by the attention-hogging brass faucet

Here is an example of a nice tub that looks less-nice because of the brass faucet and plastic knobs. This tub has great classic lines, but the brass makes it look older than it actually is. When I gather feed back from Buyers, often times, they do not cognitively acknowledge that it is the brass that they did not like, but I receive remarks like “The house seemed out of date.” Or “Knobs and fixtures seemed cheapo.”  One client was choosing between a home that was for sale at $115,000 and the other was for sale at $112,000. The properties were very similar with similar updates. The home with the higher sales price had new oil rubbed bronze fixtures, though not $3000 worth, my Buyers liked the property with the new fixtures because to them, it was a more modern home and less headache to install the fixtures themselves.

The rich toned towel rack, lighting, and faucet helped sell this home!

This bathroom was easily updated with inexpensive fixtures. However, Buyers note that this bathroom appeared to be more expensive feeling than a similar bathroom with dated fixtures. The towel rack, lighting, and faucet totaled under $150. – A low fee to sell a home!

The only update in this 1990's kitchen/dining area is paint and lighting

If you have your home on the market, it may be good to walk through it and take inventory of the lighting and fixtures that may be keeping your home from being the one in the spotlight for Buyers! It is an affordable way to provide a high quality and expensive feel to your home.

Emily Galbraith is a Real Estate Agent and Consultant with Platinum Realty.
“Feel free to visit my website, EmilyGalbraithRealEstate.Com, to read testimonials and search for homes. Or, give me a call or text! 816.726.6706.” Emily Galbraith works in Lee’s Summit, Leawood, and the Kansas City Metro Area.

Today, I was remembering some of the most hilarious times in my life as Realtor. When I got my license to practice Real Estate in 2005, I had no idea what I was in for. The last few years have been the most amazing, bewildering, challenging, emotional, joyous, encouraging, astonishing, comforting, surprising, entertaining, moving, relieving, energizing, and REWARDING years of my life.

Surprising: Blood and Gore

On a hot summer day, I was showing   a vacant home in the Raytown Area to one of my friends and clients.  I was walking backwards admiring the huge living area.  “Wow. This has so much space! Look at these bay windows! What is that smell?…” My friend screamed out “DON’T MOVE!!!” I stopped and turned around and looked down behind me and there on the floor was the biggest black bird I have ever seen with its intestines spilling out and oozing with maggots.
We ran screaming out of that house. I said “We’ll call the agent, and then go back and look once the…remains are gone.” We never went back.

Moving: Cutting it Close

My client and I had found the perfect home. It was everything she wanted. She was approved with a reputable lender, inspections were over, and we were closing that day. An hour before closing I received a call from the bank that there had been some mistakes made and the closing would need to be postponed indefinitely. The sellers had other offers and sent me a notice to cancel the contract. When I saw my buyer, she was weeping. I threw my arms around her and knew that she didn’t need any professional mumbo jumbo. She needed a friend. Neither of us said a word. But I flashed a smile at her and before I jumped back in the car I said “It’s not over yet.” It took me 4 hours but I reached the regional vice president of the bank on his cell phone at 4:00 in the afternoon on Friday.  Long story short. We closed Monday morning.

Relieving: Being there

A single young client was purchasing a home. She had been smart and saved plenty of money for a down payment, moving expenses, and other things, but not quite enough for a home warranty when the sellers did not wish to provide it. She was buying an older home in good condition. But it was older. I bought her a home warranty out of my own pocket. A few months after closing the entire central air conditioning went out. The repair cost around $2,000.00. She called me first asking what to do and I was so relieved that I had done the right thing. The Old Republic Warranty at that time covered the entire bill. Home Warranty: $425.00. Being there for a friend: Priceless.

Encouraging: Not Alone

One of my clients backed out of a driveway and into a parked car while I was with them. It was parked in a bad spot and was pretty difficult to see from any angle. My client had tears streaming down her face. This client is a very strong person, and was fighting through some rough things for her family. I knew the tears were not about the fender bender;  I knew it was bigger than that. I said “It’s going to be ok. You are a fighter. You’ll get through it, and YOU ARE NOT ALONE.” She looked at me and said “You have no idea what that means to me. Thank you.” I’ll never forget that moment.

Bewildering: Open Relationship?

While previewing an open model home for a client, I walked into one of the most important rooms: The master suite. In the bed there was a man and a woman and they were not sleeping.

Energizing: Demons in the Attic

Showing homes to a family, the mother wanted to see the attic. As a then-fearless Realtor, I pulled down the cord to the drop down stairs. When it cracked open, dozens and dozens of very alive long brown ROACHES dropped like confetti upon my head, down my shirt and all over the floor. I have never run out of a house so fast in my life. I knocked over the 2 year old, my folder of papers went flying, and by the time I got to the road I had ripped off my jacket and shirt. While cars drove by and my clients stared on, I was screaming and waving my  clothing in the air like a wild maniac. They didn’t buy the house.

Rewarding: I hold on to memories, not money.

As a young entrepreneur in an industry hard-hit by economic times, I can’t say that I have the most money or the fanciest life…But as I look over the years and what it means to MY CLIENTS to be a Realtor, I see that I have succeeded.

If I have helped one person achieve their dreams to own their own home, then I have succeeded. If I have helped a single mother find an affordable home in a safe neighborhood, I have succeeded. If I have saved first time buyers from making a dumb mistake, I have succeeded.  If I was the one who helped a seller avoid foreclosure, then I have succeeded.  If I listed a home at a reduced commission so that they could send their son to community college, I have succeeded. If I can do something for someone that no one else is willing to do, I have succeeded. No matter the cost, no matter the pain, no matter if being generous doesn’t add much to a fiscal year, I am a Realtor.  I work hard and I work with heart. And I love this job.

Where do I go to obtain a home loan?
Go to a bank or a mortgage company you trust. Many people like the financial institution that they bank at. It is good to meet with a few lenders and ask your Realtor if they have a lender or mortgage company that they recommend. Not all lenders are the same. Some may offer a lower interest rate; others specialize in loans that offer down payment assistance. Decide what kind of a loan you want. What is important to you? Do you want a loan that will allow funds for repairs to be made? Do you want to put a large portion of money down and have a reduced term on your mortgage? Do you need down payment assistance? Ask your Realtor if they can recommend a lender based on your needs.
Will it hurt my credit to “shop” around for mortgages?
When you begin looking for a home and lenders “pull” your credit, they note and acknowledge that you are having this done in preparation for a home loan and expect to see the credit pulled a few times in a “clump”. Once you have selected a lender to work with and have started the purchase process, it THEN would NOT be in your best interest to apply for a car loan, a major credit card, or any other credit to purchase such as furniture, appliances, store credit cards, etc. Wait until after you have closed to make any major purchases.
How do I know how much I can afford?
Depending on your income and other monthly expenses, you can determine how much is left for a monthly payment in your budget. When you meet with a lender, tell them what your monthly payment expectations are, and they will tell you how much of a loan that would be, though they may APPROVE you for a greater amount. Most lenders will include taxes and insurance in that monthly payment quote, but it is OK to confirm that they are, indeed, quoting the approximate full monthly payment.
Should I rent or purchase?
For the first time in several decades, interest rates are low AND house prices are low at the same time. This is a rare combination and if you plan on living somewhere for more than 3 years, it would be an excellent time to take advantage of this economical combination. It is like; EVERYTHING is on clearance, with an additional discount taken at the register. One way to help you determine if owning is more beneficial is check around and see what apartments or homes that fit your needs are renting for, then see how much a home or townhome would cost per month to own. Also, there is a significant tax benefit, as well.
Who can be on the loan?
Anyone who’s financial situation is approved by the lender. You can purchase jointly with a spouse, on your own, with a co-signer (partner, parent, friend). Keep in mind, this is not a fickle decision. If you agree to share the burden of this loan, even if one person stops paying, whoever is on the loan will be responsible. To remove someone from a loan requires refinancing and could be costly and stressful.

Provided By: Emily Galbraith, Platinum-Infinity Realty | 816.726.6706 | Emily.R.Galbraith@gmail.com
www.EmilyGalbraithRealEstate.com | 304 SE 3^rd Street, Lee’s Summit, MO 64063

Prepare Your Home for Buyers

The market is competitive. There are MONTHS of inventory (other homes on the market) and you already feel stretched to sell your home for less than what you probably paid for it.

In my 7 years of Real Estate experience, here are the top 3 things that I have found can make your home “the one” for buyers and increase the value of an appraisal.

The first two increase value psychologically to the buyer, and the last one will certainly help increase true value from an appraisal standpoint.

1. Fresh Flooring

I have shown thousands of homes to buyers over the years and the number one thing that gets noticed is the flooring. Yucko, stinko, cheapo, or worno carpet or flooring is going to turn off buyers in a heartbeat even if the rest of the home is gangster. Having that “new smelling” carpet or “gleaming hardwoods” can save you MONTHS on your Days On The Market. Think about it. You’ll pay 4-8 house payments waiting for someone to accept it “as is” with those worn threads. Spend the extra buck on this improvement right away.

2. Pristine Paint Job

When Buyers walk into a home, you want them to notice the floorplan, the plentiful kitchen cabinet space, and the comfort of living. I have seen Buyers MISS ALL OF THIS because they walk through and the only thing on their mind is  “Oh wow, It is going to take me weeks to peel off that fruit-bowl-border-wall-paper off the kitchen wall” and “How many coats of cream will it take to cover up that 1990′s burgundy and navy?” or “Will that life-size Dora the Explorer sticker even come off the wall?”
Paint the space a neutral color. Do it. Don’t even ASK your Realtor if you should. Just do it. A neutral shade will allow the Buyer to imagine THEIR life in your home. Grays, latte’s, slate blues, pale creams….these look GREAT with a crispy white trim or scuff-free moulding.

3. Finished Square Footage, Especially Bedrooms

If you have an unfinished basement and have any funds to spare, finish it. If you can make a legal bedroom (must have an egress window and a closet) and the home is in good condition, the home will appraise more than a home exactly like yours that has one bedroom less. Now. Don’t get me wrong in thinking “I spent $12,000 on finishing this basement, so I will add on $12,000 to my asking price.”
Have your Realtor provide you with a current Comparative Market Analysis before you do the work or put your home on the market. If the market value for 3 bedroom, 2 bathroom homes in your area is $155,000, and all the homes are asking that price, adding the bedroom may simply mean your home will sell light years faster AT that price, while other homes will sit on the market. But appraisers DO appraise higher for homes in good condition that have more bedrooms. This is one way to add true value to your home.

If you have other questions, please feel free to contact me! Visit my website at www.emilygalbraithrealestate.com

Make an Investment For Life

By Jim Woods, reposted by Emily R. Galbraith – Infinity Realty

LOS ANGELES (MarketWatch) — I’ve heard it over and over again for the past couple of years from friends, family, business colleagues, and even my local bartenders and baristas.

The refrain is eerily similar each time, and it sounds something like this: “What are you waiting for? Now is the time to buy that house.” I ignored them for a long time, as I knew the metrics of large supply overhang, increasing foreclosures, slow GDP growth and anemic employment figures were liable to keep home prices down for some time.

But now, however, I’m thinking those bartenders and baristas just might be right — especially after Wednesday’s news that new-home sales have hit an eight-month high.

If we look at the recent news in the housing segment, we see some very interesting trends developing. According to a report from the National Association of Realtors, sales of existing U.S. homes jumped 12.3% in December. However, the upbeat month for home sales comes after the worst one-year performance on that metric since 1997. Based on the NAR’s preliminary data, which will be finalized next month, annual sales of existing U.S. homes totaled 4.91 million in 2010. That figure represents a drop of 4.8% over sales in 2009.

What this means is that the turnaround in sales in December could be a harbinger of more good news for home sales in the months ahead. According to NAR chief economist Lawrence Yun, “December was a good finish to 2010, when sales fluctuate more than normal. The pattern over the past six months is clearly showing a recovery. The December pace is near the volume we’re expecting for 2011, so the market is getting much closer to an adequate, sustainable level.”

January’s numbers released this week seem to bear this out.

The NAR report shows that, although there is still a lot of inventory out there in the property market, those inventories have been gradually moving down. Inventories in December of 3.56 million homes represented 8.1 months of supply, compared with 9.5 months in November. On the pricing front, we see that the median price of existing homes in December decreased 1% to $168,800. Yet for the full year prices managed to climb 0.3% to $173,000. While this median-price figure remains well below both 2007 and 2008 levels of $219,000, and $198,100, respectively, what we are once again seeing could be a bottom forming, this time in the price metric.

If we liken this to investing in stocks, it would be as if a company’s share price had recently bounced off a 52-week low in heavy trading volume (i.e., those December sales numbers). Investing in securities when it is believed the market has reached bottom following a major decline is known in investing terminology as bottom fishing, and it’s a strategy that is all too familiar with stock hounds. It’s also a strategy that’s made many an investor wealthy.

And, for real-estate buyers, what we could be looking at is a bottom in the making.

A better deal than stocks?

One reason your best investment right now could be a home has to do with the relative upside of getting in on an asset class while it’s at the bottom versus buying into other asset classes that could be near a top. Consider for a moment the tremendous upside we’ve seen in stocks, precious metals and agricultural commodities over the past 12 months

Stock prices over the past 12 months, as measured by the S&P 500(SPX 1,305, -2.37, -0.18%), are up nearly 17%. Precious-metals prices also are up big, with gold jumping 20% over the last year while silver prices have surged more than 50%. Agricultural-commodity prices, as represented by the Deutsche Bank Liquid Commodity Index, have spiked nearly 28% over the past 12 months.Read more about these investment instruments’ peak levels at InvestorPlace.com.

If you’re a long-term investor looking to put money to work, now is not really the best time to get into any of these three asset classes. However, with home sales starting to improve, and with prices now possibly forming a bottom, real estate could well be the asset class that represents the best low-risk buying opportunity out there today.

Besides, if that investment is your primary residence for two years or more, you won’t pay a dime of capital gains on your profit. That’s a significant savings, adding to the appeal.

Why rent when you can buy cheaper?

The value argument in favor of buying real estate isn’t the only favorable factor when it comes to the pro-home-purchasing argument. In fact, there’s one very telling argument in favor of buying now versus the alternative of renting, and that argument is one of pure cost.

According to real-estate-data firm Trulia’s Rent vs. Buy Index, buying a property — including mortgage principal, interest, taxes and insurance — buying was actually cheaper than renting in 72% of cities around the country. The firm compared a year’s rent for a two-bedroom apartment or townhouse with the cost of buying a similar property in 50 big cities around the country. Some of the most affordable areas to buy right now, according to Trulia, are Las Vegas, Miami and Phoenix. Of course, if you’re looking to buy in Los Angeles, San Francisco or New York City, your buying cost will be considerably greater than renting.

Another cost-related argument in favor of investing in a home right now is interest rates. The bottoming out of the housing market, combined with an improving economy, could send more buyers, like me, rushing into the market to lock in current mortgage rates before they get any higher. We saw mortgage interest rates rise steadily during the last few weeks of 2010, with the average rate for a 30-year, fixed-rate mortgage finishing at 4.71% in December. That number represents a 4.3% advance from November.

Yes, mortgage rates still are near historical lows, but if we see these rates rise, then the cost of a new home could climb significantly. So, now could really be the best time to pull the trigger on that home purchase — and it could also be your best investment right now.

______________________

If you have questions, or would like to contact Emily R. Galbraith, please visit my website, call, or email me!

Emily Galbraith
www.EmilyGalbraithRealEstate.com
Licensed Realtor, Real Estate Consultant
Infinity Realty
304 SE 3rd Street
Lee’s Summit, MO 64081
Fax: 816-554-6351
Cell: 816-726-6706
Ofc: 816-554-6368
Email: Emily@InfinityRealtySells.Com

Keep it Simple

1. Pick a Color Scheme. If you normally transform your home into ‘Christmas Land’ with red, green, gold, blue, yellow, silver, and white decorations, time to tone it down. Select a color scheme tha compliments your existing decor. To keep home feeling cozy, leave on lamps with low wattage bulbs. This adds warmth to the showing.

2. Scale Back. If you like garlands & ornaments adorning every surface & doorway, this is the year to cut back. Select one or two areas to grace with simple holiday decor, being careful to not hide architectural details. This candle covered mantle piece is a good example.

3. To Tree or not to Tree? If you have a small living room, it may be better to opt for a table-top tree, or some simple garland strung on stair rail, a pillar, or mantle. Sprinkle a few ornaments that match your existing color pallet. If the size of your home allows for a tree, make sure to place it, and other furniture, in a way that shows off your floor space.

Emily Galbraith (Me!) is a Realtor in the Lee’s Summit area, and works in the Kansas City Metro area. As a first time home buyer specialist and equipped with a custom listing experience, I am VERY eager and ready to be YOUR Realtor.

Visit my website for more information: Http://www.EmilyGalbraithRealEstate.Com

Thanks for reading!

So, early this decade, you bought a fixer upper. You spend several years and thousands of dollars working on it, putting in granite counter tops and quartz tiling in the bathrooms, designer fixtures, and a custom patio. When you call your Realtor to put it on the market, you are shocked to find out that your property is not worth the extra $40,000 you so lovingly put into it.

It really stinks.

Here are some tips on what licensed and certified appraisers may consider to add value to homes, and what items add none:

1. Adding Bedrooms

Adding true bedrooms. This is the number one thing to add appraised value to a home.  A true bedroom should have a standard sized window for adequate fire escape and a built in closet. In most cases, a home with more bedrooms will appraise higher than a home with less bedrooms.

2. Finishing a basement

Having more finished square footage will add value to a home. This does not mean throwing a rug down in the basement and painting the concrete walls. Finish the basement with a similar quality to the rest of the home. If you can add a bathroom and bedroom, more power to ya! Appraisers do count room total, however, make sure the size of the room will be attractive to buyers. (No one wants a house with twenty tiny rooms!)

3. Garage

Having an attached garage with construction that matches the rest of the home will add value to your home compared with other properties that have detached garages. Having a two or three car garage will most certainly add value to a home where other homes have one or less. In neighborhoods where 3 car garages are common, if yours only has two and no space to add more, focus on other features to add value.

4. Construction

Appraisers and buyers care much more about the “bones” of the house. Buyers look at homes in terms of safety for their family, energy costs, and possible repairs. Appraisers and Buyers both look at the condition and quality of the roof, age and quality of the windows, and soundness of frame and flooring. Plywood sub-flooring covered in wall to wall carpet may not appraise as much as a home with thick wood floors and premium construction materials.

5. Condition

Keep on top of regular maintenance issues. Keep gutters clean to keep water away from the home. Keep wood sealed to avoid wood rot. Trim hedges and keep long tree branches from hanging too near the house. Have regular pest control to prevent termites and other wood destroying insects. Have a contractor assess the foundation to prevent any damage from settling. A home with fancy fixtures and finish work will not be attractive with mold, a leaky roof, rotting exterior, or cracked foundation.

Summary:

Spend your money on adding living features such as good sized bedrooms, bathrooms, and quality finished basements. Maintain the condition of your home, especially roofing, foundation, windows, and exterior wood.

Cost of Materials does not always = Value of Home:

Unless you live in a neighborhood where designer lighting and custom fixtures are the basic normal standard, you might consider spending less on these if your goal is to add monetary value to your asking price. Tile is better than linoleum, but is $11.99/sf tile better than $2.89/sf tile? Most buyers say “NO”.

Buyers tend to choose less expensive homes with basic features over pricier homes that have bells and whistles. Focus on quality “bones”, cleanliness, maintenance, and general quality, and your home will stand out among the rest.

Emily Galbraith
www.EmilyGalbraithRealEstate.com
Licensed Realtor, Real Estate Consultant
Infinity Realty
304 SE 3rd Street
Lee’s Summit, MO 64081
Fax: 816-554-6351
Cell: 816-726-6706
Ofc: 816-554-6368

11445 E Shelley Rd. Independence, MO

Price: $77,500
Down Payment: $2,712.50
Monthly Payment: $545.00 (estimate includes taxes, insurance, interest)
Bedrooms: 4
Bathrooms: 2

Buyers Dream: Total Remodel. This home boasts so many updated and unique features! New (hardly walked on!) carpet, new oversized kitchen with easy to clean pergo-laminate flooring, new bathrooms with brand new tile and fixtures, new water heater, new neutral paint, finished second level with full bath, and two HUGE rooms! Bright. Open. Clean! Home is nestled on an amazing treed lot! You will feel like you are in the country. Enjoy the quaint and quiet street, circled driveway, and new sidewalk landscaping. Custom Built-In’s, vaulted ceilings, new roof, and Seller is providing a $425 HOME WARRANTY! Don’t miss out on this stunning home! Visit this link to see more photos: 11445 E. Shelley Rd, Independence, MO

13215 Donnelly Ave. Grandview, Missouri

Price: $128,000
Down Payment: $4,480
Monthly Payment: $985 (estimate includes taxes, insurance, interest)
Bedrooms: 5
Bathrooms: 2.5

Longview Lakes Parks and Rec area! Large yard with privacy fence and mature trees with patio. GREAT for entertaining! Backs to green space! So much space in this house! Immaculate condition shows pride of ownership. Plenty of storage and room to grow. Updates everywhere! Side Parking for second vehicle. Adorable front porch has great curb appeal! Click to view more photos: 13215 Donnelly Ave. Grandview, Missouri

7614 Woodson Road. Raytown, Missouri

Price: $59,000
Down Payment: $2,065
Monthly Payment: $450 (estimate includes taxes, insurance and interest)
Bedrooms: 2
Bathrooms: 1

Reduced $16,000! Seller has made even MORE updates since the listing date! This home offers traditional charm and so much space for the money! Located on over half an acre! Hardwoods, BRAND NEW carpet in Living room, charming woodwork, HUGE oversized Master Bedroom with Walk-In Closet and double windows, partially fenced yard, basement is ready and waiting to be finished! With a little TLC, this home will shine and stand out! Newer roof, furnace, more! Click here for more photos: 7614 Woodson Rd. Raytown, Missouri
Also, there are MANY programs for down payment assistance, and grants to help you come up with a down payment on a home. If you have any questions, or would like to set up a showing, please let me know.

Emily Galbraith
www.EmilyGalbraithRealEstate.com
Licensed Realtor, Real Estate Consultant
Infinity Realty
304 SE 3rd Street
Lee’s Summit, MO 64081
Fax: 816-554-6351
Cell: 816-726-6706
Ofc: 816-554-6368